Loans for Real Estate Investors

Find your perfect
DSCR & Fix-and-Flip
Loans for Investors.

Answer a few quick questions and get matched with financing built for your strategy — DSCR rentals, Fix-&-Flip, new construction, and more.

Focus DSCR Loan Finder
Focus DSCR Loan Finder
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Loan Programs

Built for every deal type.

From fast bridge financing to long-term DSCR rentals, we have a loan program for every stage of your investment strategy.

Fix-&-Flip
Short-term financing to acquire and renovate investment properties for resale.
✓Up to 95% LTC
✓Loans from $100,000 to $2M
✓First time investors welcome
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New Construction
Ground-up construction loans for builders on infill and shovel-ready lots.
✓Up to 90% LTC
✓Loans from $100,000 to $2M
✓Draw schedules built for builders
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DSCR Rental
Rental loans for long-term and short-term rental properties, qualified on property cash flow.
✓No personal income requirement
✓Up to 80% LTV
✓Long-term rentals, Airbnb, and VRBO rentals eligible
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Line of Credit
Revolving credit designed specifically for active real estate investors.
✓Revolving loan for real estate investors
✓DSCR loan underwriting
✓Close in days!
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Private Money
Direct private capital for experienced investors who need custom loan terms.
✓For investors with a track record at Focus DSCR
✓Custom loan terms to meet project requirements
✓High leverage for qualifying investors
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Commercial Loan
Financing for multifamily, retail, office, warehouse, mixed-use and more.
✓Load Size: $100k - $2M
✓30-Yr Fixed / 5-Yr ARM, up to 80% LTV
✓Full doc, lite doc, and no-doc options
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Not sure which loan is right for your deal?

Speak with an advisor and get matched with the right financing option for your investment strategy.

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Investor Edge

Run the numbers.
Any rental property.
Free, in your browser.

Estimate cash flow, cap rate, and DSCR in seconds. No signup, no spreadsheet. When you're ready to go deeper, the full Investor OS platform is one click away.

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Deal Calculator

All-in-one platform for real estate investors

Analyze deals.
Fund deals.
Grow wealth.

Investor Edge gives investors the tools, data, and resources to find, analyze, finance, and manage profitable real estate investments.

Start Free Analyze a Deal
★★★★★
Join real estate investors using Investor Edge to find and finance better deals.
Focus Investor OS — the all-in-one platform built for real estate investors: find deals, analyze with DSCR and scenario modeling, finance, and manage your portfolio. Click to enlarge

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Speak with an advisor
614-362-8701
Email the desk
loans@focusdscr.com
Underwriting desk hours
Mon–Fri · 7 AM – 9 PM ET